Rarity Bay Country Club

Rarity Bay's 18-hole, par-72 course (6,799 yards from the back tees) was designed by D.J. DeVictor and Peter Langham and opened in 1996 as part of the original Rarity Communities build-out, making it roughly contemporaneous with Tellico Village's Toqua and Tanasi courses.

Rarity Bay's membership structure has two tiers, per club fee schedules found via third-party guides (not independently confirmed against a first-party rate sheet this session): a mandatory Social membership with a reported one-time initiation of about $50,000 for all residents, plus an optional Golf add-on with a reported $100,000 one-time initiation currently discounted by a $25,000 credit (net ~$75,000). Reported monthly dues run about $330/month for social-only and roughly $730/month for social-plus-golf. All dues and initiation fees are described as non-refundable in the sourcing found. This is a materially different and higher-cost model than Tellico Village's bundled-rights-with-no-initiation-fee approach on the same lake -- buyers should not assume the two communities work the same way just because they sit on the same body of water. These figures should be independently confirmed with the club directly, since the sourcing available mixed a recent third-party guide with an older (2015) fee-schedule document and the two did not fully reconcile.

Rarity Bay offers more housing variety than most Tellico Lake communities -- condominiums, villas, and custom estate homes, generally built in a French Country architectural style -- with reported 2026 prices from about $300,000 up to $2.75 million. The community is gated. Several active-adult-focused directories (55places, ActiveAdultLiving, RetireNet) market Rarity Bay as a '55+ community,' but at least one other retiree-focused source (Topretirements) states explicitly that Rarity Bay has no age restriction and welcomes buyers of all ages -- the same kind of marketing-vs-legal-restriction discrepancy found at Tellico Village. Treat the 55+ framing as marketing language pending direct confirmation, not a confirmed deed restriction.

Beyond golf, Rarity Bay's clubhouse includes casual and fine dining, and the community supports pickleball, tennis, swimming, a full equestrian center with roughly 10 miles of riding trails, an activity center, and private boat docks -- a broader non-golf amenity mix than most of this market's other communities.

Rarity Bay sits on its own peninsula in the Tellico Reservoir near Vonore, Monroe County, close to but administratively and physically separate from Tellico Village. Knoxville's airport is roughly a 35-minute drive.